Workers Compensation Insurance Audits

Your workers compensation insurance premium is initially based upon an estimate.  You as the business owner are asked to provide an estimated payroll to the insurance carrier.  The insurance carrier then provides an estimated premium based upon the payroll that you provided. At the end of the year you will receive an audit request from […]

Does my homeowner’s policy cover sewer line replacement?

As with all coverage questions on a home insurance policy, the answer is definitely maybe. When a claims adjuster is considering whether your home insurance policy will cover your pipes, the first question they will ask is ‘where did the damage occur’.  If a pipe is damaged within the house, there may be coverage afforded […]

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