What is a Personal Umbrella?

We’ve all heard the term, but what is a personal umbrella and why do I need one? The basic function of a personal umbrella policy is to provide coverage in excess of your underlying policies. So for instance you may have an auto policy, a home policy, and a motorcycle policy. Each of them will […]

Full Tort Vs. Limited Tort

The tort option on a personal auto policy is specific to Pennsylvania auto insurance policy.  At the time you purchase your auto insurance, you will be required to select whether you prefer Full Tort or Limited Tort on your policy. Tort is a legal term which means ‘civil wrongdoing’.  This means in order for a […]

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